Effective Date: 1/14/2025
By accessing or using the services provided by Skyhawk Mortgage (“we,” “our,” or “us”), you agree to the following terms and conditions. If you do not agree, please discontinue use of our services.
1. Scope of Services
Skyhawk Mortgage provides mortgage brokerage services, including assisting with loan applications, evaluating financing options, and facilitating communication with lenders.
2. No Guarantee of Loan Approval
Skyhawk Mortgage does not guarantee loan approval or specific terms. Final loan decisions are made by the lender based on your creditworthiness and other factors.
3. Messaging Terms
• By subscribing to messaging services, you agree to receive SMS updates regarding your loan application, mortgage products, and other informational content.
• Message Frequency: Message frequency may vary.
• Opt-Out: Reply STOP to opt out at any time.
• Help: Reply HELP for assistance.
• Message and Data Rates: Standard carrier rates may apply.
4. Privacy Policy
Your use of our services is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.
5. User Responsibilities
You agree to provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account information and ensuring your actions comply with all applicable laws and regulations.
6. Limitation of Liability
Skyhawk Mortgage is not responsible for any damages arising from:
• Decisions made by lenders regarding your loan application.
• Delays, interruptions, or errors in services.
• Unauthorized access to your account or information.
7. Third-Party Services
Skyhawk Mortgage may connect you with third-party lenders and service providers. We are not responsible for their actions, decisions, or policies.
8. Modifications
We reserve the right to update these Terms & Conditions at any time. Changes will be posted on our website and become effective immediately.
9. Governing Law
These Terms & Conditions are governed by the laws of Michigan, without regard to its conflict of law principles.
10. Contact Information
For questions or concerns, contact us at: support@skyhawkmortgage.com