Refinancing has never been more convenient. First, you text with our AI assistant Pilot to share more about your refinance goals, your home, and your current mortgage. Then you'll chat with our human mortgage loan officer to review the details of your estimate, share secure information, and discuss next steps. You'll submit the required documents, get the best rates for your refinance, and we'll handle the rest.

Our commitment extends beyond closing day, too. Skyhawk continuously monitors market conditions and alerts you via text when better opportunities arise, ensuring you always have access to the best possible terms for your mortgage. The future of refinancing is only a text away. 🚀

Skyhawk is a tech-first mortgage company built for the modern homeowner. Our AI-first approach has completely transformed the refinance experience for our customers. You'll see instant, personalized options delivered in just a few text messages by your always-on loan officer Skyhawk Pilot who will analyze thousands of loan products and recommend the best options for you specific goals. Our technology eliminates overhead, commissions and inefficiencies that can drive up costs for traditional lenders, and we pass those savings directly to you. All with 24/7 convenience, so you can explore new options any time.

While AI handles the repetitive work, there is human expertise when you need it, with our experienced and licensed loan officers providing secure and personalized guidance at critical decision points.  

Yes! Skyhawk Pilot, our AI assistant handles the initial text conversations to learn more about you, your current mortgage and your goals. From there, you'll chat with a human - our expert, licensed mortgage loan officer named Ryan to go through your options and next steps, get started on an application and begin the underwriting process. At Skyhawk, we utilize both AI technology and human expertise, which makes the process quick and convenient, and saves you money along the way.